Terms of Service

Please read these Terms of Service carefully before accessing or using the Empire Wealth Management Group website or any of our services. By accessing this website, you agree to be bound by these terms. If you do not agree, you must discontinue use immediately.

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, you must discontinue use immediately.

2. Nature of Services

Empire Wealth Management Group ("EWMG", "we", "us", or "our") provides business consulting, strategic consulting, and referral services.

EWMG:

• Is not a lender, insurer, or law firm
• Does not provide regulated financial, legal, or tax advice
• May refer clients to licensed third-party professionals

All content on this website is for informational purposes only and does not constitute professional advice.

3. Insurance & Licensing Disclosure

Insurance products and services are offered solely through Empire Insurance Services Inc., a licensed insurance agency in Ontario.

EWMG does not:

• Sell, solicit, or negotiate insurance products unless properly licensed
• Provide insurance advice outside licensed entities

All such activities are governed by applicable laws and regulations.

4. No Client Relationship

Use of this website or communication with EWMG does not create a client, consulting, fiduciary, or professional relationship unless a formal written agreement has been executed by both parties.

5. Referral Relationships & Compensation

EWMG may refer users to third-party service providers (including lenders, legal professionals, and tax professionals).

You acknowledge that:

• EWMG may receive referral fees or compensation
• You are under no obligation to use referred providers
• You should conduct your own due diligence before engaging any third party

6. No Guarantee of Results

EWMG makes no representations or warranties regarding:

• Business outcomes
• Funding approvals
• Financial performance

All results depend on multiple factors including market conditions and individual circumstances.

7. User Responsibilities

You agree to:

• Provide accurate and complete information
• Use the website for lawful purposes only
• Not misuse or attempt to disrupt the website

8. Intellectual Property

All content, branding, logos, text, graphics, and materials on this website are the property of EWMG and are protected by applicable copyright and trademark laws. Unauthorized use, reproduction, or distribution is strictly prohibited.

9. Limitation of Liability

To the fullest extent permitted by law, EWMG shall not be liable for:

• Any direct, indirect, incidental, or consequential damages
• Losses arising from reliance on website content
• Third-party actions or services

10. Third-Party Links

This website may contain links to third-party websites. EWMG does not endorse or control such websites and is not responsible for their content or practices.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein.

13. Amendments

EWMG reserves the right to update or modify these Terms at any time without prior notice. Continued use of the website constitutes acceptance of revised Terms. The "Last updated" date at the top of this page reflects the most recent revision.

14. Contact Information

Empire Wealth Management Group
Unit 303, 75 International Blvd, Etobicoke, ON M9W 6L9
Phone:
Email: info@empirewealthmanagementgroup.com